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张航, 王虹, 周令. 在校大学生医疗保险现状调查[J]. 中国公共卫生, 2013, 29(5): 732-733. DOI: 10.11847/zgggws2013-29-05-37
引用本文: 张航, 王虹, 周令. 在校大学生医疗保险现状调查[J]. 中国公共卫生, 2013, 29(5): 732-733. DOI: 10.11847/zgggws2013-29-05-37
ZHANG Hang, WANG Hong, ZHOU Ling. Current situation of medical insurance among college students in Dalian city[J]. Chinese Journal of Public Health, 2013, 29(5): 732-733. DOI: 10.11847/zgggws2013-29-05-37
Citation: ZHANG Hang, WANG Hong, ZHOU Ling. Current situation of medical insurance among college students in Dalian city[J]. Chinese Journal of Public Health, 2013, 29(5): 732-733. DOI: 10.11847/zgggws2013-29-05-37

在校大学生医疗保险现状调查

Current situation of medical insurance among college students in Dalian city

  • 摘要: 目的 调查在校大学生医疗保险现状,探讨改进和完善在校大学生医疗保障体系的手段和方法。方法 选取辽宁省大连市某高校500名在校大学生,采用问卷调查及半结构式访谈方式,调查大学生基本医疗保险认知程度、满意度及意见和建议。结果 在校大学生绝大多数为青年,40.9%认为身体健康状况良好,72.0%认可医疗保险政策;由于对医疗保险重要性和相关政策认识和了解不足,学校和社会宣传力度不够,某些医保政策不完善等因素,导致在校大学生医疗保险参保率和利用率不高,效果不明显。结论 加大宣传力度、政府增加投入、提高报销比例、适时调整和完善医保政策、吸引更多学生参保,是确保在校大学生医疗保障体系健康稳定发展的重要手段。

     

    Abstract: Objective To examine the coverage and influencing factors of medical insurance among college students for the improvement of medical security system.Methods We selected 500 college students for a study on awareness of,satisfaction and suggestions to medical insurance with a questionnaire survey and semi-structured interview.Results The students were mostly young people(40.9%) with good health condition and 72% of them approved the insurance policies.However.The ulilization rate of the medical insurance was low and the efficiency of the insurance was poor among the students because of lack of awarness and knowledge about the insurance in the students and the deficit in promotion of the medical insurance in the colleges and among the public.Conclusion Enhancing propaganda,improving reimbursement ratio,adjusting medical insurance policy timely are important measures to promote the coverage and efficiency of medical insurance among college students.

     

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