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新农合补偿政策对住院服务利用影响

Impact of reimbursement policy of New Rural Cooperative Medical Scheme on inpatient service utilization

  • 摘要: 目的 了解新农合补偿政策(补偿比、封顶线的提高以及起付线的设置)对住院服务利用的影响。方法 采用分层随机抽样方法,根据经济发展水平,选取山东省济南市三县区(章丘市、长清区、平阴县)进行入户问卷调查,获得2006、2008和2011年个体水平非均衡面板数据(9020人),利用二元选择随机效应模型进行分析。结果 以人数计,山东省济南市三县区2006、2008和2011年的住院率分别为4.68%、3.99%和4.24%,差异无统计学意义(χ2=1.959,P>0.05);多因素分析结果显示,补偿比越高,住院服务利用率越高(OR=2.775),经济状况中等收入组、中高收入组、高收入组相对于低收入组利用更多的住院服务(OR=1.838、2.475、5.057),年龄≥65岁、年龄≤5岁、已婚组、患有慢性病、家庭规模≥4人住院服务利用率较高(OR=1.434、5.109、1.727、3.345、1.305),户主性别为男性、健康自评状况一般组与较好组相对利用较少的住院服务(OR=0.589、0.472、0.324)。结论 新农合政策中补偿水平的提高能够影响农村居民住院服务利用的增加,经济状况与健康自评状况也是重要影响因素。

     

    Abstract: Objective To analyze the impact of reimbursement policy (reimbursement rate,ceiling and deductible reimbursement) of New Rural Cooperative Medical Scheme on inpatient service utilization.Methods Three counties (Zhangqiu,Changqing,and Pingyin) of Ji'nan municipality,Shandong province were selected with stratified random sampling to conduct a face-to-face questionnaire survey.The study adopted random effect model to analyze unbalanced panel data of 9 020 individuals in 2006,2008,and 2011.Results The inpatient rates were 4.77%,4.40%,and 4.79%,respectively,in 2006,2008,and 2011,and there was no significant yearly difference (χ2=0.704,P>0.05).Reimbursement ratio was proportional to the inpatient service utilization rate (odds ratioOR=2.775).Compared with those with low-income,the individuals with medium-,high and medium-,and high-income used more inpatient service,with the OR of 1.838,2.475,and 5.057.The determinants of inpatient service utilization included economic status,aged 65 years and above,aged 5 years and below,married,suffering from a chronic disease,and having 4 members and above in his/her family (OR=1.434,5.109,1.727,3.345,and 1.305).Compared with the controls,the individuals with a male household head,with a general or a better self-assessment health status used less inpatient service (OR=0.589,0.472,and 0.324).Conclusion The improvement of reimbursement can increase the utilization of inpatient service,and economic status and self-assessment health are also important influencing factors.

     

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